Used Car Finance with Specialist VehiclesPrestige Used Car Sales & Service in Plymouth, Devon

As an independent dealer we work very closely with one of the UK´s leading finance companies. We can help to create a package that can suit your budget, whilst maximising your spending power and minimising your repayments.

If you know which type of finance you require then click onto the Apply tab where you can apply for finance online by completing the application form.

*Finance is subject to status and rates may depend on your circumstances.

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For more information about Specialist Vehicles Finance, please contact us.

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Hire Purchase
PCP
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Hire Purchase

Hire Purchase is the most conventional way of purchasing a vehicle, enabling you to enter into a contract with a flexible deposit, followed by a number of agreed monthly payments allowing you to purchase the vehicle outright.

This term can be between 12 months to 5 years, please note that ownership becomes yours only when the last payment is made.

PCP - Personal Contract Plan

A Personal Contract Purchase scheme often becomes a more suitable finance option as you can reduce your monthly payments, making the car more affordable by putting off some of the cost of the car until the end of the agreement. During the agreement you only have to pay for the difference between the full loan and the deferred amount, plus an interest charge.

At the end of the agreement you have three options:

Pay-off the deferred amount commonly referred to a "Balloon Payment" in full and own the car outright
Return the vehicle to the finance company
Trade the car in against another car and use some of the money raised to make the deferred payment